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The Pearl District Federal Credit score Union is devoted to Tulsans who dwell or work within the Pearl District in addition to medical employees who serve within the space. Members of the Pearl District Federal Credit score Union have entry to financial savings, private and auto loans, IRA’s, checking and debit playing cards, Curtis mentioned.

“We perceive our members and their wants, and we handle every one in all them,” Curtis mentioned. “It does not matter what your monetary potential is, you’re a member of our credit score union and also you deserve the perfect service you will get.”

Whereas credit score unions and banks present lots of the identical companies, there are various basic variations between the 2, Curtis mentioned. A key distinction is that credit score unions are not-for-profit, whereas banks are for-profit. Moreover, credit score unions provide extra customized customer support, whereas, at a nationwide financial institution, chances are you’ll by no means converse to the identical consultant twice.

“We provide the identical companies as your financial institution does, however we’re extra personable,” Curtis mentioned. “At a credit score union, you may actually discuss to any individual. We simply attempt to serve our members and hold our prices as little as we will as a result of we’re not-for-profit.”

Whereas credit score unions generally is a good resolution for somebody seeking to rebuild their credit score, they will additionally serve somebody with favorable credit score by serving to them obtain higher charges than a financial institution might provide, Curtis mentioned.

“In case you don’t have the perfect credit score on the planet, we’re not going to say no — we’ll see what we will do for you and make it easier to out,” Curtis mentioned. “Lots of members are available in firstly with out the perfect credit score who might barely get a small mortgage, who now have credit score scores within the 700s. We additionally worth our merchandise in order that should you’ve had stellar credit score for a very long time, we’ll provide the greatest credit score you will get — we’re going to beat the financial institution.”

Curtis mentioned a serious advantage of becoming a member of a small credit score union like Pearl District Federal Credit score Union is that while you turn into a member, you will have a stake within the firm and your opinion is revered.

“In case you’re a member, you truly personal a part of the credit score union,” Curtis mentioned. “Once you be part of a credit score union, you place your shares in there, so you will have a say. We’ve got annual conferences, and members can converse their opinions and we’ll take heed to them.”

Somebody ought to take into account becoming a member of a credit score union if they’ve a need for customized monetary suggestions in addition to a detailed relationship with these dealing with their funds.

“When you be part of a credit score union, we’re identical to a household and we’ll make it easier to like a household,” Curtis mentioned.

For more information go to pearldistrictfcu.com or name 918-579-7998.