How to Use PayMaya to Send Money, Pay Bills, Shop Online and More

PayMaya is an e-wallet and on-line cost software that lets you pay your payments, ship cash, store on-line, and purchase load with out the necessity of a bank card. With PayMaya, you’ll be able to carry out cashless purchases utilizing your smartphone and you’ll even get a digital pay as you go card that you need to use for procuring on-line.

So why would you employ PayMaya when you can merely use money or whip out your bank card? For one, e-wallets like PayMaya presents the comfort of cashless transactions, which implies that you don’t have to hold wads of peso payments to pay to your purchases. As an alternative of utilizing your bank card, you need to use PayMaya’s digital card to pay to your purchases or payments on-line. You can even scan a QR code and the quantity can be deducted out of your PayMaya pockets.

One more reason to make use of PayMaya is ease and comfort. Think about paying your payments and purchases on-line with out leaving your house and ready in line. You should purchase pay as you go load, ebook airplane tickets and lodge rooms, order gadgets from on-line procuring web sites, pay your electrical payments, and ship cash to a different particular person – all with PayMaya.

PayMaya is regulated by the Bangko Sentral ng Pilipinas, so you’ll be able to make sure that your cash is secure in your e-wallet. PayMaya incorporates a number of security measures to make sure the security of your monetary transactions, together with textual content notifications, one-time passwords (OTP), and fingerprint or sample login. Everytime you carry out a transaction, PayMaya will ship an OTP to your cell quantity to ensure that the transaction to proceed.

When you’re questioning about the right way to register for PayMaya and use the app for cashless transactions, you then’ve come to the proper place. We’ve provide you with a whole and complete information on how to join PayMaya, improve your account, use the app for on-line and in-store funds, and declare your digital pay as you go card.

Learn how to Register for PayMaya

Obtain the PayMaya app on Google Play or the App Store. Launch the app and faucet “Register.”

Enter your first title, final title, cell quantity, password, and e mail deal with (non-compulsory). Whenever you’re achieved, faucet “Proceed.”

Settle for the phrases and circumstances and the info privateness coverage by checking the field subsequent to “To expertise the very best of Paymaya’s providers…” and tapping “Agree.”

You need to use my PayMaya invite code 23pfpum to get ₱50 without spending a dime in your PayMaya pockets. I will even get ₱50 so it’s a win-win answer for each of us.

Enter the one-time password (OTP) that was despatched to your cell quantity. Press “Proceed.”

You’ll obtain a textual content message confirming your profitable registration. Enter your cell quantity and password within the login display screen to open your PayMaya pockets.

PayMaya Account Improve and Verification

In compliance with its “Know Your Buyer” coverage, PayMaya requires account verification to allow the sending and withdrawal of funds. Account verification additionally will increase your transaction restrict from ₱50,000 a month to ₱100,000.

You’ll be able to nonetheless use PayMaya to load your pockets, pay payments, store on-line and purchase pay as you go load even with out account verification. Nevertheless, you received’t be capable of ship cash to a different PayMaya person, switch funds to a checking account, or use a debit or bank card so as to add cash.

Upgrading your PayMaya account offers you sure privileges, together with the flexibility to:

• Ship cash to different PayMaya customers.
• Withdraw cash from any BancNet ATM anyplace on the planet utilizing the bodily card.
• Increase your month-to-month restrict to ₱100,000.

To begin the upgrading course of, put together a sound ID. PayMaya requires one (1) major ID or two (2) secondary IDs for the verification course of.

Right here’s an inventory of major IDs:

• Passport
• NBI clearance
• Driver’s license
• Unified Multi-Function ID (UMID) or SSS ID
• Skilled Regulation Fee (PRC) ID
• PhilHealth ID (digitized PVC)
• Postal ID (issued 2015 onwards)
• Authorities workplace and GOCC ID, e.g. Armed Forces of the Philippines (AFP ID), Dwelling Improvement Mutual Fund (HDMF ID)
• Built-in Bar of the Philippines (IBP) ID
• Alien Certification of Registration or Immigrant Certificates of Registration

Right here’s an inventory of secondary IDs:

• Police Clearance
• Barangay certification
• PhilHealth ID (laminated)
• TIN ID (Laminated)
• GSIS e-card
• Senior citizen card
• Seaman’s Ebook
• OWWA ID
• Voter’s ID
• Certification from the Nationwide Council for the Welfare of Disabled Individuals (NCWDP)
• DSWD certification
• Firm IDs issued by personal entities or establishments registered with or supervised or regulated both by the SEC, BSP or IC

Learn how to Improve Your PayMaya Account

Faucet the app menu on the left and press “Improve my Account.” Faucet “Subsequent.”

Learn the verification guidelines and necessities. When you’re beneath 18 years outdated, put together your beginning certificates.

Take be aware that the verification course of requires a quick and secure Web connection. When you hold seeing errors, this would possibly imply that your Web is gradual.

Enter your private data together with first title, final title, date of beginning, place of origin, and supply of earnings. Whenever you’re achieved, faucet “Subsequent.”

Enter your current deal with together with road, barangay, metropolis, province and zip code. Make it possible for your deal with is similar as that in your ID. Faucet “Subsequent.”

Select the ID sort and enter your ID quantity.

Take a photograph of your ID and add it. Each the back and front of your ID are required.

Report a four to 5-second video selfie by positioning your telephone digicam in entrance of your face. Faucet the purple report button. Attempt to suit your face contained in the body and observe the directions. Whenever you’re achieved, add the video.

Faucet “Subsequent” to submit your identification particulars.

Evaluate your software after which faucet “Submit.”

You’ll obtain a textual content message confirming your improve software. It would take as much as 48 hours for PayMaya to evaluate and consider your software. You’ll obtain one other textual content message when the improve is full.

You can even verify the standing of your software by clicking “Examine My Improve Standing” on the app menu. In case your improve software hasn’t been authorized after 48 hours, send them a message on Fb or e mail [email protected].

Learn how to Load PayMaya

Earlier than you need to use PayMaya to buy on-line, pay payments and extra, it’s worthwhile to load your PayMaya pockets.

Open the app and faucet “Add Cash.” Select from any of those Add Cash companions:

• SM Enterprise Companies
• Robinsons Enterprise Middle
• Ministop
• TouchPay
• Palawan Pawnshop
• Cebuana Lhuillier
• Tambunting
• RD Pawnshop
• 7-Eleven
• Bayad Middle
• Sensible Shops
• Sensible Padala
• BPI
• BDO Unibank
• UnionBank
• Metrobank
• and lots of extra…

Add Cash through Over-the-Counter Companions

For over-the-counter transactions like Palawan Pawnshop, Cebuana Lhuillier, Bayad Middle, SM Enterprise Companies, and Robinsons Enterprise Middle, inform the cashier that you just wish to add cash to your PayMaya account. Some over-the-counter Add Cash companion branches might not settle for PayMaya so it’s higher to ask the cashier first.

Fill out the transaction slip and point out your PayMaya cell quantity and the specified quantity. Present a sound ID alongside together with your transaction slip and cost. Await the textual content affirmation of your cash-in transaction.

For some Add Cash companions like Cebuana Lhuillier, Bayad Middle, Tambunting, and ExpressPay, you have to to generate a 7-digit Add Cash Code which you’ll point out within the transaction slip. Take be aware that the Add Cash Code is legitimate for less than 30 minutes, after which you have to to generate a brand new one.

Add Cash through On-line Banking

When you want to load your PayMaya pockets utilizing your checking account, you are able to do so by logging in to your on-line banking account and performing a fund switch.

• BPI – Go to “Funds/Load” and select “Load to E-wallet.” Choose “PayMaya” from the drop-down checklist.
• UnionBank – Select “Payments Fee” and choose “PayMaya” on the “Biller Identify” discipline.
• RCBC – Below “e-Cash” choice, select “PayMaya.”
• Metrobank – Select “Switch to Different Financial institution” after which click on “InstaPay.” Select “PayMaya.”
• PNB – Choose “Switch Funds” and faucet “Different Native Banks – InstaPay.” Choose “New Payee” and select “PayMaya.”

Take be aware that your PayMaya account quantity is similar because the cell quantity related together with your PayMaya account (for instance, 639123456789).

Add Cash through Debit or Credit score Card

You need to use your debit or bank card to load your PayMaya pockets. This function is obtainable solely to upgraded accounts. PayMaya accepts Visa, MasterCard and JBC.

Simply go to “Add Cash,” choose “Utilizing Debit or Credit score Card” and faucet “Utilizing New Card.”

Select the quantity – starting from ₱500 to ₱10,000 – and enter your card particulars together with card quantity, expiration date and CVV. Faucet “Proceed.”

On the affirmation display screen, click on “Submit” to load your PayMaya pockets utilizing your debit or bank card.

In the meanwhile, there are not any transaction charges for loading PayMaya utilizing your card.

Add Cash From PayPal to PayMaya

One other strategy to load your PayMaya pockets is to switch cash from PayPal to PayMaya. Learn this text to know the right way to register and confirm your PayPal account.

What it’s worthwhile to do is to hyperlink your PayPal account to your PayMaya pockets. Just be sure you have at the very least ₱100 in your pockets since PayPal will deduct the equal of $1 throughout linking. The quantity can be refunded instantly after profitable linking.

Right here is the step-by-step course of in linking your PayPal and PayMaya accounts:

• Log in to your PayPal account and go to “Pockets.”
• Click on “Hyperlink a Credit score Card.”
• Enter your card data. You’ll be able to view your card by tapping “My Playing cards” on the PayMaya app after which “On-line Fee Card Quantity.” Make it possible for the billing deal with is similar as that in your PayMaya account.
• Faucet “Hyperlink Card.”
• You can be notified through SMS and e mail if the linking is profitable.

As soon as your PayPal and PayMaya accounts are linked, now you can switch cash. Observe these steps to switch cash from PayPal to PayMaya:

• In your PayPal account, click on “Switch Funds.”
• Choose the PayMaya card that you just linked beforehand. Click on “Subsequent.”
• Enter the quantity to be transferred. The minimal quantity is $5.01. Click on “Subsequent.”
• Evaluate the switch. If every little thing is right, click on “Switch (quantity) Now.”
• PayPal will inform you that you’ve got efficiently transferred the cash.

Be aware that there’s a ₱50 charge for fund transfers beneath ₱7,000. In my case, I obtained the cash in my PayMaya pockets virtually instantly though it says that it takes 5-7 banking days.

Issues You Can Do With PayMaya

Now that you’ve got registered and upgraded your PayMaya account, it’s time to make full use of its options. Just be sure you have cash in your PayMaya pockets. When you used my invite code 23pfpum then you’ll obtain ₱50 without spending a dime.

Ship Cash

Utilizing your PayMaya app, you’ll be able to ship cash to anybody on the planet with a PayMaya or Sensible Cash account.

Faucet “Ship Cash” in your PayMaya app and enter the cell quantity or PayMaya account variety of your recipient (you can even select out of your contacts). Choose the recipient’s account sort (PayMaya or Sensible Cash) and enter the quantity to be despatched. You can even embrace an non-compulsory message.

Be aware that you may solely ship cash to recipients with PayMaya or Sensible Cash accounts.

Obtain Cash

You’ll be able to request for cash by scanning a QR code in your PayMaya app. Simply faucet “Request Cash” and it’ll present your cell quantity and the QR code to be scanned.

PayMaya to Financial institution Transfers

Sending cash to a checking account is fast, straightforward and handy with PayMaya’s financial institution switch function powered by InstaPay. To begin, faucet “Financial institution Switch” in your PayMaya app.

Choose the vacation spot financial institution and enter the quantity. Sort in your recipient particulars together with the checking account quantity, first title, final title, cell quantity (non-compulsory) and objective of transaction. Faucet “Proceed.”

Make it possible for every little thing is right on the affirmation display screen. Faucet “Ship” to proceed with the financial institution switch.

In the meanwhile, there’s no charge for transferring cash from PayMaya to a checking account. Here’s a partial checklist of supported banks (remember to open the PayMaya app for the entire checklist):

• BDO Unibank
• Financial institution of Commerce
• Financial institution of the Philippine Islands (BPI)
• Improvement Financial institution of the Philippines (DBP)
• Land Financial institution of the Philippines
• Metropolitan Financial institution and Belief Firm (Metrobank)
• Philippine Nationwide Financial institution (PNB)
• Rizal Industrial Banking Company (RCBC)
• Safety Financial institution
• Union Financial institution of the Philippines

Pay Payments

There’s no have to endure lengthy queues when paying your payments, when you’ll be able to settle your dues on-line utilizing your PayMaya app. Faucet “Pay Payments” and select any of the next billers:

• Electrical utilities – Batangas Electrical, Cotabato Gentle and Energy, Davao Gentle and Energy, MERALCO, and so on.
• Water utilities – BP Waterworks, Manila Water, Maynilad Water, Prime Water, and so on.
• Cable/Web – Cignal, Converge, Future Cable, Globe Broadband, PLDT Dwelling, Sky Cable, and so on.
• Telecoms – Globe Telecom, Sensible Communications, Bayantel, and so on.
• Insurance coverage – Caritas Well being Defend, Grepalife, Manulife, Philamlife, Pru Life UK
• Loans – AEON, Asialink Finance Company, Money ni Juan, Dwelling Credit score
• Authorities – DFA, MMDA, NBI, NSO, Pag-IBIG, POEA, and so on.
• Transportation – Cebu Pacific, Easytrip

Paying your payments is really easy. Simply enter your title (if relevant), account quantity, cost quantity, and different required data. The cost can be deducted out of your PayMaya pockets so be sure that your accessible stability is sufficient to cowl the transaction.

Purchase Cellphone Load

You need to use the PayMaya app to purchase pay as you go load for Sensible, Globe, TNT and Solar. Simply faucet “Load” and choose your denomination or package deal. In the meanwhile, has a 5% rebate on load purchases. So for instance, when you purchase ₱100 load, you’ll solely pay ₱95.

Purchase Treats and Gaming Pins

Other than cellphone load, you should buy gaming pins and treats from the PayMaya store.

Gaming pins will let you purchase digital gadgets on gaming websites like Steam and Garena. A number of video games that you may purchase gaming pins for are Cell Legends, Ragnarok and Dragon Nest.

You can even purchase treats from the next shops and enterprise institutions:

• Cignal
• Chowking
• Seize
• Jollibee
• Pink Ribbon
• Robinsons MovieWorld
• Zalora
• Espresso Bean and Tea Leaf
• Hooq
• Angkas
• McDonald’s

After shopping for a deal with, you’ll obtain a code through SMS. Redeem the deal with by presenting the code to the cashier. You can even share the deal with with your mates.

Pay With QR Code

As an alternative of paying in money, you’ll be able to merely scan a QR code utilizing your smartphone.

Search for the signal that claims “PayMaya QR Accepted Right here” and scan the QR code utilizing your PayMaya app (faucet the Scan to Pay icon on the house display screen). Every service provider has a novel QR code so that you don’t have to fret about paying the improper service provider or retailer.

Enter the quantity to be paid after which faucet “Ship Fee.” Present the affirmation message to the service provider. That’s it! No extra paying in money or utilizing a bank card.

Store On-line

PayMaya offers you a digital bank card (VCC) which you need to use for on-line purchases. A VCC works like a debit or bank card however is a “digital” merchandise, not a plastic one. You’ll get a free PayMaya Visa digital bank card by having at the very least ₱100 in your pockets.

You’ll be able to view your digital bank card by tapping “My Playing cards” on the PayMaya app and choosing “On-line Fee Card Quantity.”

You need to use your PayMaya digital card to purchase gadgets from on-line procuring web sites, identical to you’d an actual debit or bank card. Sadly, you can not use it for in-store buy. For that objective, chances are you’ll want a PayMaya pay as you go card that you may purchase from the PayMaya store.

The PayMaya pay as you go card lets you store in web sites and shops the place credit score or debit playing cards are accepted. It may be used at point-of-sale terminals with EMV chip readers, in addition to at Visa payWave terminals the place you’ll be able to simply “wave” your card to make funds. The PayMaya bodily card will also be used to withdraw cash from any BancNet ATM anyplace within the Philippines. Study extra about PayMaya pay as you go playing cards here.

You should definitely hyperlink your PayMaya pay as you go card to the app to ensure that it to work. This additionally lets you hold monitor of all of your card transactions utilizing the app.

Closing Ideas

PayMaya positively makes procuring and sending cash a handy and hassle-free expertise. Ensure that to improve your account to take full benefit of PayMaya’s options. Don’t overlook to make use of the invite code 23pfpum to get free ₱50 in your pockets immediately. It’s not a lot however it will possibly enable you to check out PayMaya’s options (resembling shopping for load) earlier than you add cash to your account.

You probably have any questions or issues about PayMaya, name the toll-free quantity 1800-1084-57788 or e mail [email protected].